The future is here, and you can leave your wallet at home. That’s because money is being exchanged in different ways, and stores are giving customers other options for payments besides just cash, card, and check.

With technology advancing daily, banking apps are discovering the best ways to make life more convenient for smartphone users. One of these apps, Venmo, has gotten a foothold in the market by helping people seamlessly transfer money to friends and family.

Venmo is a mobile payment service which allows customers to use their mobile device to transfer funds to other Venmo users. The money is transferred with a small charge if you want the money to go right in your account. If not, you can wait a couple days for no charge.

Venmo users must be in the U.S for transactions; in 2018 in the first quarter, Venmo users made $12 billion in transactions, according to the company’s website. Venmo allows for payments of $2,999.99 per week “in one or multiple transactions.”

Business, including Foot Locker, Urban Outfitters, Lululemon, Uber, Uber Eats, and J. Crew accept Venmo.

Senior Ryan Fitzpatrick prizes Venmo’s ease and convenience.

“I really find Venmo useful,” he said. “It’s a great way to pay friends and its accessible.”

Ryan said he wouldn’t know what to do without it.

“I honestly couldn’t live without it,” he added. “Even my mom uses Venmo.”

Kids at Williston are using Venmo to pay friends back for everyday campus exchanges. For example, if you order a pizza and you don’t have cash? Don’t worry you can “Venmo me,” said Cole Drugotch ’19.

Cole was able to use Venmo at a campus bake sale when he found himself without cash or money on his Sammy card.

Venmo has, for students, made the most awkward part of the night more bearable. When it comes to splitting a bill, with a click of your finger you can pay your friends back. No more dirty looks or hunting your friends down for the cash they owe you.